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1. THE LAW SAYS YOU
CANNOT BE FIRED FOR FILING A WORKERS’ COMPENSATION CASE.
Many people are afraid to exercise their right to be
compensated when they’re injured on the job because of
the fear of being fired. While the law in most states is
clear that people cannot be fired because they file
workers’ compensation claims it’s also true that
occasionally an employer will violate the law and
terminate an employee. At Brown and Crouppen we believe
that retaining a lawyer in a workers’ compensation claim
is the single most effective thing that can be done to
prevent a “bad” employer from breaking the law and
terminating an injured worker who is just exercising his
or her legal rights.
2. THE INSURANCE COMPANY IS NOT YOUR FRIEND.
If you’ve been hurt on the job it’s important to
understand the “real” agenda of the insurance company in
your case. First, understand the insurance company is
not your friend, they are not looking out for you, they
are only looking out for their own interests. See,
insurance companies exist for one purpose only, to make
money. Insurance companies make money by selling
workers’ compensation insurance to employers and
receiving premium payments, they then invest this money
and make even more money. Insurance companies lose money
by paying out benefits (money) to people hurt while
working on the jobs provided by these employers. Since
you are one of those people who want the insurance
company to pay you money you represent a potential loss
to the insurance company and insurance companies hate
losses, cause that really sets back that whole “exist
only to make money” thing. Never forget these simple
facts, they are the basis for everything the insurance
company does, they have only one goal, that is to close
your case without paying you anything or if they have to
pay you something, to pay you as little as possible.
3. THE INSURANCE COMPANY IS ALWAYS REPRESENTED BY AN
EXPERIENCED WORKERS’ COMPENSATION LAWYER.
Insurance companies are smart, they know that when
you're dealing with the law you need a lawyer, a lawyer
experienced in workers’ compensation law. These lawyers
are there for one reason only, to protect the interests
of the insurance company. While the state does provide a
judge or legal advisor, they are not there to be your
lawyer, they do not represent you. If you choose not to
be represented by a lawyer you are on your own.
4. INSURANCE COMPANIES PAY MORE MONEY IN WORKERS’
COMPENSATION CASES WHEN THE INJURED PERSON IS
REPRESENTED BY A LAWYER.
I believe this because of my years of experience talking
to people hurt on the job. It explains why so much of an
insurance adjuster’s time is spent trying to discourage
accident victims from talking to lawyers. When you think
about it, it makes sense, of course unrepresented people
who have essentially no knowledge or experience about
workers’ compensation law, won’t be able to negotiate
nearly as effectively as a trained, workers’
compensation attorney. Since insurance company’s sole
reason to exist is to make money it’s clear that keeping
injured people and lawyers apart makes good business
sense for them but not for you.
5. HIRING A LAWYER DOESN’T MEAN YOUR CASE WILL TAKE
YEARS TO BE SETTLED.
A lot of people think that hiring a lawyer delays the
legal process so that their case will take years to be
completed. The truth is, this is usually not the case.
At Brown and Crouppen most workers’ compensation cases
are finished in eighteen months or less. In short, don’t
worry, a good workers’ compensation lawyer, will not
delay your case at all, which means your case will most
likely be settled favorably in months not years.
6. YOU DON’T HAVE FOREVER TO TAKE CARE OF YOUR
WORKERS’ COMPENSATION CASE.
Unfortunately, this is the truth. There are definite
time limits in taking care of your case. These time
limits are called statutes of limitations and if you
wait past the time set out in the statute your case is
over, forever, regardless if you have gotten any money
or not. Don’t let this happen to you, if you have a
injury on the job don’t wait until it’s too late, call
Brown and Crouppen now.
7. IT DOES NOT COST YOU ANY MONEY IN ADVANCE TO GET A
LAWYER IN A WORKERS’ COMPENSATION CASE.
At Brown and Crouppen our policy in workers’
compensation cases, as well as our other injury cases,
is that we never charge you any “in advance” legal fee.
The only way you ever pay any legal fees or expenses is
at the conclusion of your case and then only out of the
money we were able to recover. If we are unsuccessful
and no money is collected then any costs we incurred is
our expense and of course you owe us nothing for our
time. We believe we should make money only after we make
you money. That’s why it doesn’t cost you any money in
advance to get a lawyer in a workers’ compensation case.
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